What is Life Insurance? It’s true that not everyone needs life insurance, however, if someone would be adversely affected by the loss of your income should you die, then you really should have some cover in place. Life insurance is a simple product designed to provide a lump sum or Monthly income payment on death.
The Benefits of good Financial Advice Financial Advice in Wexford When should you get financial advice? Most people could probably benefit from seeing a financial adviser, but when are the best times in your life to see one? Immediately? In ten years? Every year? Life events One answer is to say that you should visit
Budgeting Tips Do you need help making your money last until pay day? By facing up to poor spending habits and setting yourself a budget you’ll find that not only does your money go further, but you may even have some left over. You don’t follow a budget Most Irish adults don’t have a household
Office Administrator Financial Services– Gorey, Co. Wexford Job Summary Southeast Financial services, provide independent financial planning including Pensions, Investments, Life assurance and Mortgages. Due to continued growth, an opportunity has arisen for a Financial Planning Administrator ideally with insurance, banking or financial services experience to join our team. As an administrator you will be a key
In the Irish Times this month there is an in depth article outlining why it is never too late to start planning your pension. Depending on your age there are many different option and sometimes your age might determine that it is not on your mind, however it is always good to have the information
Back to school savings tips Uniforms and stationary When it comes to uniforms it is possible now to shop around for better value, in the past perhaps only one supplier worked with a school and therefore you were obliged to go there even if it was more expensive. Lately many schools encourage parents to buy a general uniform in the correct colour and sew or iron on the school crest. This can be a huge money saver as you cut out the cost of the supplier doing this work for you. A good tip is not to wait until the last minute, give yourself plenty of time and do your research, check second hand shops and community based Facebook groups. Ask friends and family if they would be willing to donate the uniform of an older child who has left school or outgrown the uniform. If you can pay to have an alterations person take down a hem, or repair a rip then do, it will work out more cost effective for you than to replace with a brand new uniform. There are many discount shops around that sell great stationary now, there is no need to go to a specific school supplies centre unless you need something specific, shops like Dealz or the Euro store have great offers. You can also buy online BOOKS Use the power of social media groups, family and friend networks and this will really save you money. You should take your time and really talk to people, reach out on Facebook, publish your child’s booklist and ask who has copies. As long as the book meets the purpose and it is not damaged then it will be fine. Encourage your child to take good care of their books and cover them together. There are many online sources that offer discounts earlier in the year that can be up to 30% at times. They also may offer free covering and delivery. It is a good idea to start to plan ahead and put a little money aside for next year’s back to school costs. Keep a note of what you spent this year, so you’ll know exactly how much you will need and factor in exam years being more expensive Saving even a small amount regularly can make a big difference. For example, saving €10 each week will add up to €560 for back to school costs next year. You can talk to us about savings plans and all other financial matters just give us a call on 053 9420 899 or email philip@sefs.ie From Zurich see sample below , ‘ the final step in giving your child the best start is lie is by taking action now, The earlier
Buying a house is one of the biggest decisions you will ever make in your life and not one to enter into lightly. This five must do’s you will find helpful before you view a house. The information was sourced from www.havenmortgages.ie Use Google Maps to check the house out online before you visit, it
My child is staring college in a few years and I am worried about the costs. How much do I need and what are my options? College costs are rising, so start saving now The cost of putting a child through college is increasing. If you have young children, you need to take action now
If you would like to know more about our simple ten step mortgage process, this week we would like to help you out. Firstly we will talk about how much you found out you can borrow, we will look at your current financial situation and crunch some numbers, from this step to the final one
Welcome to our first weekly blog that we hope will be helpful and informative in relation to your money matters in Gorey and the southeast of Ireland, we would like you to know that we are always available for a friendly no fuss chat. We can advice you in a common sense impartial manner as