Q I’ve just turned 50 and I want to retire early. How can I make that happen? You are not alone, research from pension providers Royal London Ireland found over a third of Irish people would retire at 60 if they could, and a fifth saying they would “stop working today if finances allowed”. Twice
Top 10 queries financial advisers encounter on a daily basis – part two Welcome back to Part 2 of my series, where I provide information on the top ten most common queries myself and my colleagues encounter as busy financial advisers. Last week I covered Mortgages Protection, Life Assurance and Savings and Investments to name
Top 10 most common queries financial advisers encounter – part one of a two-part series! This is the first of a two part series, where I provide information on the top ten most common queries myself and my colleagues encounter as busy financial advisers. There will be something in this for everyone, but let’s
Im useless with managing money. Can you offer me some advice? Q I think I am useless with money and constant news reports about financial uncertainty and the rising cost of living etc. make me anxious. I would like to find a way to manage this anxiety and get help and information but I
Can you advise me about house insurance? Q My house insurance premium is constantly on the rise, I’m struggling to maintain it. I’m now questioning its worth because I just spoke with a friend who recently claimed and found their claim was nowhere near what they actually needed to replace the loss. Can you
Q My Accountant said that I need to pay into a pension as soon as possible to reduce my tax bill this year. Can you explain what I need to do and how much tax I can save? Paying into a pension to reduce your tax liability is an opportunity that is available for all,
I want to start a pension. Can you tell me more about the auto-enrolment scheme? I want to start a pension, I’ve heard a new compulsory scheme might be coming soon. Do you advise starting now or waiting to see what might happen with this compulsory scheme? A I would advise you to go ahead,
I’m about to retire, but what is the best option to take with my personal pension fund? Q I’m due to retire soon and I recently received a maturity notice from my pension provider. They say it’s a personal pension and that I have the following options. Take 25% of the fund tax free and
Q I am in the lucky position of having a fixed rate of 1.95 per cent and have avoided all the recent interest rate increases, but that is due to change very soon as my fixed rate ends in November. While we are not struggling yet, I’m extremely worried as I can’t afford a big
Saving and investing, a step-by-step guide to help navigate the essentials! For many, the idea of saving and investing can be tricky to understand, but it doesn’t have to be as complicated as we think. Let’s start by thinking about saving.. Saving We’ve all heard the old wisdom of “look after the pennies” and