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Earning good money but never seem to have enough?

  “I earn good money but never seems to have enough. Do you have any tops to help me get my spending in order?” Thanks for your question. The obvious answer is to get advice from a Financial Broker but in the meantime, here are a few suggestions of things to avoid. 1) Spend now,

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Should I start or restart a pension?

Should I start or restart a pension?9 reasons pensions make sense The earlier you start paying into a pension the more time it has to grow tax free. The tax incentives are the main benefit, which of course depends on your marginal rate of tax that you pay. You can start off small and increase it

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Thinking Of Taking Out A Pension?

Q: I’m thinking of taking out a pension to save on tax and prepare for my retirement, but I hear that there is a new compulsory scheme coming soon. Should I wait? A proposed auto-enrolment retirement savings system could be introduced in Ireland within the next 18 months. The objective of this scheme is to

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Why We Need Financial Education In Schools

Why We Need Financial Education In Schools Today’s generation of school-leavers face arguably the worst set of economic circumstances if any generation. While we have seen unemployment as a whole fall over the last few months, the number of unemployed 16-24yr olds remains high. Those young people lucky enough to be in employment are facing

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Life Insurance – Where Should I Start?

Q. I hear and see ads for Life Insurance all the time but don’t know how much cover I need or if I need any at all. Where should I start? – First you need to decide whether you really need life insurance then you need to find the right type. Once you get this

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5 Major Mistakes To Avoid Making In The Mortgage Marketplace

5 Major Mistakes To Avoid Making In The Mortgage Marketplace Your thinking, “Should I fix my mortgage now, switch to a new lender or stay on my current rate? I’m afraid of making a mistake and being stuck with a bad decision!” Well, the short answer is simple. Get advice from a financial broker. But

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Best Mortgage Rates in Ireland

ICS cuts  Interest Rates We are delighted to have access to a series of substantial rate cuts across PDH fixed and variable rates – effective 09 August 2021, that will allow ICS Mortgages customers to avail of the lowest rates in the market.   They have lowered all our variable, 3 year and 5 year

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