In the Irish Times this month there is an in depth article outlining why it is never too late to start planning your pension.  Depending on your age there are many different option and sometimes your age might determine that it is not on your mind, however it is always good to have the information at hand.
So even if you have all sorts of reasons why you haven’t started saving for your retirement yet this article can talk you through all sorts of help and advice.
The full article can be found here