About Us

Who We Are

Company Profile

Founded in 2013 by leading financial advisor and thought-leader Philip Cullen, we have grown our business based on providing first class services and the best financial advice to our clients. With over 20 years’ experience as a qualified financial, retirement planning and mortgage advisor, Philip has helped hundreds of clients to manage their financial affairs for a happier and more secure future. Together with his wife Sharon and the wonderful team at Southeast Financial Services, you can always expect a friendly and attentive service.

Southeast Mortgages & Financial Services is proudly accredited by the All-Ireland Business Foundation. We are well-known as a leading mortgage and financial services broker in Wexford and the South-East, offering our clients the best offers through our well-established relationships with the largest lenders in Ireland. If you are looking for a mortgage, pension, life insurance and savings & investments we should always be your first port of call. 

We are the current All-Star Wexford Mortgages & Financial Planning Company 21/22

Who We Are

About Our Organization

Meet the Team

Philip Cullen

Founder / Director

Philip Cullen QFA, RPA, APA (Qualified Financial Adviser, Retirement Planning Adviser, APA Personal General Insurance) is the founder of Southeast Financial Services, with over 20 years’ experience in this industry. He has established himself as a leader in his industry and holds a Thought Leader Accreditation in Mortgages and Financial Planning from the All-Ireland Business Foundation that honours Irish businesses based on the company’s background, trustworthiness and performance, including feedback from customers, vendors and employees. Philip is a member of Brokers Ireland, the Life Association of Ireland, and the Institute of Bankers. He is passionate about finding the best outcome for clients ensuring that you and your family can enjoy a happy and secure life.

Lizzie Apostolopoulou


Lizzie Apostolopoulou is a Qualified Financial Advisor and Mortgage Advisor with a background in financial services and lending in commercial banking. Lizzie helps her clients to obtain mortgages for buying their first property, remortgaging, moving house, purchasing additional properties, and even those with a history of adverse credit. She believes that everyone’s life situation is unique and understands that each mortgage case must be structured to reflect this. Lizzie enjoys securing the best mortgage for her clients, regardless of circumstances and finds it a great pleasure to be part of this process, from the very first meeting through to completion.

Sharon McCarthy Cullen


Sharon McCarthy Cullen QFA is a Qualified Financial Advisor who has worked in Southeast Financial Services since the very beginning. Sharon has helped to grow the business to where it is today and she brings a wealth of experience to all the services we provide. She enjoys talking to clients and is committed to providing a discreet, professional service. Sharon believes strongly in our moral obligations to our valued clients. She is married to Philip and has two grown-up children. When not at work, Sharon enjoys spending time with family, reading, and walking her dog Ruby.

Nicole Hempenstall

APA (Loans)

Nicole is a Mortgage Advisor. She is responsible for overseeing clients’ mortgage applications from pre-offer through to completion. She ensures the process runs as smoothly as possible by ensuring files are managed to the highest standard and clients gather all the documents required for their mortgages.

She loves all types of sports especially GAA and soccer and attends lots of matches. She also loves walking her dog Lolly in the evenings. With a background in customer service and telesales, Nicole is excited to be part of our growing mortgage team and is currently working towards her QFA  qualification.

Klaudia MIszczak

Executive Assistant

Klaudia manages the smooth running of the office and ensures everything happens on time and on budget.
She is responsible for the efficient handling of client enquiries, managing calendars, setting up review consultations and timely access to the advisors as required. Klaudia provides high-level administrative support to Philip and the team and excels in time-management. She is studying for her QFA Qualification at the moment. Klaudia also speaks fluent Polish.
Her interests outside of work are in fashion and beauty. She loves to spend time with family and friends on her days off and walking her lovely Yorkshire Terrier Phoebe.

Aoife Parle

Marketing Manager

Aoife joins the team at Southeast Mortgages & Financial Services as Marketing Manager.
Aoife studied for her BA in Business and Financial Services in WIT after leaving school before starting a career in retail management. She completed her FETAC Level 7 Consultative Selling course whilst working as a manager before moving on to the CSR department. She then spent some time working for the Central Credit Register. In 2017 she made a return to study at Griffith College and completed a BA(Hons) in Marketing. In 2019 she went on to do her Masters in Journalism and Media Communication and graduated with a First-Class Honours in 2021.
Aoife is heavily involved in many Community and charity groups and helps out with their PR and other activities. One of Aoife’s passions in life is all things GAA. Most of her weekends are spent at games. She is PRO for Naomh Eanna GAA Club and works on the PR committee for Wexford GAA. Aoife’s other passion is music and singing, she performs regularly around the Wexford area. When not doing any of the above she also likes to spend time with family, friends and her beloved dog Lola!

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