Pension Life Cover Pension Life Cover is a life cover plan that you can take out before you retire. You do not have to have a pension to take out this cover. It pays your family a guaranteed lump sum if you die during the term of the plan. They can use this as they
Over 50’s Insurance Guaranteed acceptance – no medical needed We understand that not everyone wants to go through the details of their medical history to take out a protection plan – we know that some people find this awkward. If you are aged between 50 and 80 and apply for 50+ Easy Life Cover, you
Negative Equity Insurance Negative equity insurance is simply using a life insurance policy to fund the difference between to value of a property and the outstanding debt on it should you pass on. This is a very prudent estate planning measure; whilst you may be in a position to manage your affairs on an ongoing
Do I Need Life Cover? Simply put – If someone would suffer financially on your death then you need life cover. Please see below the different categories of people who need life cover. 1. Parents 2. Couples with no children 3. Self Employed 4. Retired 5. Single with no dependents A) Parents As you
Keyman Insurance Keyman Insurance – Insures Some of your Biggest Businesses Risks Keyman insurance is one of the most overlooked and most important insurances in business. You might have public liability insurance and you insure your buildings, stock and vehicles, professional indemnity insurance and legal cost insurance. What about your other Primary Assets – Your key
Inheritance Tax Planning How will your family manage this liability after your death ? Have you made provision for Inheritance Tax ? Inheritance Tax Planning identifies and manages any tax liability in advance and will deliver peace of mind for both you and your family. You can set up a life insurance policy equal to
Mortgages There are many different packages available from the different mortgage providers. We cater for the following:• First time buyers.• People who want to move house.• Top up mortgages.• Investor mortgages (buy to let).• Remortgages.• Debt consolidation/ Reduce your monthly repayments.• Equity release.• Holiday homes. Some of the options available are:• Loans up to 90%
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Terms of Business Effective from 01/05/2014 Philip Cullen trading as Southeast Financial Services. These Terms of Business set out the general terms under which our firm will provide business services to you and the respective duties and responsibilities of both the firm and you in relation to such services. Please ensure that you read these terms
Financial Advice Southeast Financial Services is a Financial Broker. We believe that in order to assess your needs sufficiently it is essential we have all the facts first. To facilitate this we will meet you at a time and a place that suits you. We offer a free financial review where we look at your current