Just contact us and we’ll gather the information required to see how much you can save. We’ll then find the best rates and value for money and send you a free no obligation report. Nobody wants to pay more for anything than they need to. Whether you are a first-time buyer are on a variable
Welcome to the latest edition of our newsletter. As a company, we recognise the importance of staying in touch with you, our clients, and we hope that this newsletter will provide you with information on issues and topics of importance to you and your business. In each issue you will find information on a variety
Q My wife and I are hoping to buy our first home together soon but we are struggling to get a deposit together. As we are not First Time Buyers so don’t qualify for the HTB and are paying €1,250pm rent. Buying your first home is a major milestone and getting a step on the
Q My parents want to gift my children and their grandchildren a sum of money to be used for college fees etc. I believe it will be about €200pm each. I know my children are incredibly lucky and this could save me a lot of money in the future, I heard there could be tax implications.
Q I’m a first-time buyer looking for a mortgage but as I’m 42 years of age and on my own I’m finding it next to impossible to get approval for an amount sufficient to enable me to buy a home in my area. I have heard some lenders will now allow mortgages up to age 80
“Help. I’m well into my 30s and seem to be living from payday to payday. I’m barely paying bills and can’t seem to save any money at all. What is the best way to try get my finances in order?” Living payday to payday is a common challenge for many in their 30s. It can
I’m useless with money and can’t seem to save at all especially with the current price rises. How can I break this habit and save for items I need rather than borrow? A During the current cost of living crisis, we could all do with a bit more money. There are countless different ways to add
Q I have a mortgage with just over €250,000 remaining. It’s variable rate of 4.5% with 23 years remaining. This will bring me up to 66 years of age so I am thinking of paying extra off my mortgage to try and get the term reduced. I have about €100pm to spare but I heard that
Q My husband and I jointly own our home, which has a €118,000 mortgage left to pay. It has 18 years left and we have 10 months remaining on our current 1.95 per cent fixed rate. Our property is valued at about €315,000 and our equity is about €197,000 due to house prices rising in
Q I’m getting worried about my retirement as I didn’t start saving for retirement until my very late-30s and even then, I didn’t put much away. I’m 45 next year and I don’t know if I’ll be able to afford retirement. This was a longer question than normal so I have added more of the
Q My husband and I are First Time Buyers and are hoping to buy a home of our own to get out of the rent trap as soon as possible but don’t know where to start. Do I find a house first? Do I get a mortgage first? Can I afford this? How do I apply
Q My fixed rate is up next month and I’ve been told that I don’t need to do anything as interest rates are to start falling and I’ll get the benefit anyway. Is this correct? If not, what should I do to ensure I get the best rate available? A There are tens of thousands of fixed-rate