15 reasons why you’re broke – and how you can fix it step by step By facing up to poor spending habits and setting yourself a budget you’ll find that not only does your money go further but you may even have some left over. 1. You don’t follow a budget Most Irish adults
Q. Have you considered the impact your death, the death of a key employee or business partner would have on your business? A. Business owners and their families throughout Ireland are facing this issue every day. Some, however, are much better prepared than others. As a business owner, you protect your property, your vehicles and equipment.
I’m due to move in with my boyfriend next month and I’m worried as he does not value money as much as I do. What can I do to make things as easy as possible? Moving in with a partner: Money issues can mean stress for your relationship, so it’s important you agree how to manage your
I’m hearing lots of things about Inflation, Market turbulence and Interest Rate increases and I am getting worried. When should I get financial advice? Most people could probably benefit from seeing a financial adviser, but when are the best times in your life to see one? Immediately? In ten years? Every year? Life events One
Should I start or restart a pension?9 reasons pensions make sense The earlier you start paying into a pension the more time it has to grow tax free. The tax incentives are the main benefit, which of course depends on your marginal rate of tax that you pay. You can start off small and increase it
Why We Need Financial Education In Schools Today’s generation of school-leavers face arguably the worst set of economic circumstances if any generation. While we have seen unemployment as a whole fall over the last few months, the number of unemployed 16-24yr olds remains high. Those young people lucky enough to be in employment are facing
Q. I hear and see ads for Life Insurance all the time but don’t know how much cover I need or if I need any at all. Where should I start? – First you need to decide whether you really need life insurance then you need to find the right type. Once you get this
5 Major Mistakes To Avoid Making In The Mortgage Marketplace Your thinking, “Should I fix my mortgage now, switch to a new lender or stay on my current rate? I’m afraid of making a mistake and being stuck with a bad decision!” Well, the short answer is simple. Get advice from a financial broker. But
When is the right time to look after yourself and your family? Most people benefit from seeing a financial adviser, but when are the best times in your life to see one? One answer is to say that you should visit an adviser whenever there’s a major change in your life. Marriage – Having children –
Welcome to the inaugural edition of our newsletter. As a company, we recognise the importance of staying in touch with you, our clients, and we hope that this newsletter will provide you with information on issues and topics of importance to you and your business. In each issue you will find information on a variety