Mortgage Payment Protection For most people, a mortgage is the biggest and most important outgoing they have every month. Despite this, relatively few make provision in case they are unable to meet their repayments. Mortgage payment protection insurance (MPPI) is a valuable safety net. But for it to be effective, it must be appropriate for
Accident and Sickness Cover What would happen to you and your family if you fell ill or had to take time off work? Where would the money come from? Who would pay for the mortgage and everyday household bills? You can forget holidays, treats for the children and any new things around the house.
Permanent Health Insurance An Income Protection policy is a simple, tax efficient & inexpensive plan that provides you with a source of income if you are unfortunate enough to be out of work and suffer a loss of earnings as a result of a illness, disability, an injury or an accident If you were unable
An Approved Minimum Retirement Fund (AMRF) and/or Approved Retirement Fund (ARF) A Guaranteed Income for Life, or annuity, may be the right option for someone who needs their pension to provide them with a steady income in retirement. However, if your circumstances are such that you do not require a regular income for life
Deposits. We can place your Deposit with many providers. This gives you both choice and diversification. Please contact us for more information.
Lump Sum Investments Hopefully there will be times in your life when you come into a relatively substantial sum of money. This may come in the form of an inheritance, profit from the sale of a property or business, or a bonus. It makes to sense to place some of this sum into a bank
Regular Savings Everyone has financial goals of one sort or another. From saving for a deposit on a first house, to saving for your children’s education, saving for a rainy day or simply for extra financial security in retirement, a regular savings plan can help you reach these goals and more. A regular savings plan
An annuity is a contract with a life insurance company that will pay you a guaranteed, regular pension income for life in return for a capital sum. The capital sum comes from your retirement fund. You will pay income tax and Universal Social Charge (USC) on the income that you receive. The amount of regular pension income
Additional Voluntary Contribution We should all recognize the importance of saving during our working lives in order to provide a decent income in retirement. By reviewing your pension contributions regularly you can identify if you are saving enough to fulfil your retirement goals. If you want to boost your pension savings to provide a greater income in retirement
PRSA’s – Personal Retirement Savings Accounts In 2002 the Government introduced Personal Retirement Savings Accounts (PRSAs), a very flexible and attractive way of saving for retirement. Just like other forms of pensions, PRSAs come with attractive tax reliefs and offer access to a wide range of investment funds and options, so you get all