Spring clean your finances Now is a good time to spring clean your finances. Heck, we might even have some nice spring weather before too long! You should start your financial spring clean by working out where you stand financially. Get out your financial paperwork and try to answer these three questions: How much money
Make the money you have today go further tomorrow This week, I’m going to look at ways to inspire ourselves to make our money go that much further. Here are five simple things we could do to make the most of our hard earned cash by making proper plans and becoming savvy spenders. Get to
Planning, expecting or raising a child? You may not have a minute to spare – but finding one to read this will be worth your while… Becoming a parent Becoming a parent will naturally cause you to revaluate your priorities, and protecting your family will undoubtedly be top of this list. There are thousands of
Overpay your mortgage and save thousands Paying more to your mortgage lender can mean great savings, but you will lose access to your money. Why overpay? Overpaying sounds strange but it actually makes sound financial sense. By paying your lender more than necessary you reduce your overall mortgage debt more quickly, and because you are
Self-employed and in debt? These tips will help you manage Being self-employed isn’t easy. If you are stuck in the red, we’ve got some simple steps you can follow. It’s easy to see why people start their own business, when making money is only limited by your own ambition and ability. Sadly being self-employed isn’t
Average clause This is a condition included in some home insurance policies that limits what you can claim if you are under-insured. For example, if the contents of your home are worth €40,000 but you insure them for just €20,000 you are under-insured by 50%. If your contents are damaged, destroyed or stolen, the most
What is a Financial Broker? An expert in financial matters, a Financial Broker provides services to both companies and individuals. Services can include: personal financial planning, life cover, serious illness cover, income protection, health insurance, savings, investments, pensions, retirement planning, business financial planning, inheritance tax planning, mortgages and commercial finance. Financial Brokers differ from Insurance
You need protection The better sort of employer offers valuable benefits such as life insurance, sick pay and paid holidays, but now you have to pay for it yourself. Your priority is income protection, which pays a tax-free income if you can’t work due to sickness or ill health. This is vital cover, yet alarmingly
Nearly half the self-employed have no pension savings at all Incredibly, four out of ten plan to keep working until they drop, which is a delightful prospect. Others bank on having a flourishing business to sell when they retire, or a property to sell, so they can live off the proceeds. That isn’t financial planning,
Philip I want to thank you for all you have done for John and me over the last 2 years. I dont know what we would have done without your halp[ and advice. I still cant believe that I did not have to pay for your help. Rest assured that I will be your best