Negative Equity Insurance Negative equity insurance is simply using a life insurance policy to fund the difference between to value of a property and the outstanding debt on it should you pass on. This is a very prudent estate planning measure; whilst you may be in a position to manage your affairs on an ongoing
If your children are struggling, it’s natural to want to help them. But rather than throw money at the problem, what other things can you do to help them get out of debt? Many under 25s are unemployed. With jobs so hard to come by, it’s easy to understand why many of the younger generation
Keyman Insurance – Insures Some of your Biggest Businesses Risks Keyman insurance is one of the most overlooked and most important insurances in business. As a businessman you might have public liability insurance and you insure your buildings, stock and vehicles, professional indemnity insurance and legal cost insurance. What about your other Primary Assets –
Moving in with a partner Money issues can mean stress for your relationship, so it’s important you agree how to manage your joint finances with your partner before you move in together. As with any relationship, communication from the outset is key! Getting to know each other’s financial habits When you move in with your partner, you both need
How to get the best life insurance policy If you’re on the hunt for a life insurance policy here are some tips to get you started. It’s a bit of a morbid subject , but life insuranceis a necessity if you have people that would suffer financially as a result of your death. If you’re single
Cut your mortgage costs This year, many of us will be thinking about ways to cut our regular outgoings. And for most, there’s no larger monthly bill than our mortgage repayments. So how can we cut our mortgage costs? Shorten your mortgage, don’t lengthen it On average, it takes us more than 30 years to
Planning, expecting or raising a child? You may not have a minute to spare – but finding one to read this will be worth your while… Becoming a parent Becoming a parent will naturally cause you to revaluate your priorities, and protecting your family will undoubtedly be top of this list. There are thousands of
Tax efficient life cover We all know taking out Life Cover is a good idea… But sometimes with all the other demands on your income such as mortgage payments, utility bills, holidays, school fees, the weekly grocery shop… it can be hard to see how to budget for Life Cover. However, there is a solution
Protection Cover for Cohabiting Couples The trend for couples to co-habit, rather than marry, has become increasingly more common in Ireland. Most people are aware that all benefits passing between married couples and registered civil partners are exempt from Inheritance and Gift Tax. All other cohabiting couples are still treated as strangers for Inheritance and