Top 10 queries financial advisers encounter on a daily basis – part two Welcome back to Part 2 of my series, where I provide information on the top ten most common queries myself and my colleagues encounter as busy financial advisers. Last week I covered Mortgages Protection, Life Assurance and Savings and Investments to name
How do I learn to budget better and get my saving and spending under control? Q I’m finding it difficult to budget at the moment with the constant changes to prices, interest rates and so called expert opinions on what’s going to happen. How can I budget better and try get both my spending
Q It’s my 50th birthday soon and I’ve been working hard in various jobs for almost 35 years. I want to be in a position to retire by the time I’m 60. How can I make sure that can happen? A This answer is a long one. I’ll send you a list of the information
I’m worried about my mortgage repayments. What should I do if they rise? Q My mortgage repayment is rising all the time, it is beginning to cause me stress. When I asked my lender, I was informed I cannot fix the rate. I’m worried repayments will rise to a level I can’t afford. What happens
A colleague of mine has been out of work due to illness for the last two months and told me he is currently relying on social welfare, while he awaits recovery and return to work. This made me very nervous, as €220 per week would not even cover my rent, food, car loan, etc. What
How To Be Prepared For A Financial Emergency And Unexpected Bills Q: How should I prepare for a financial emergency? A: If you don’t have enough savings to fall back on, you should take action now to protect yourself from an unexpected bill. A third of us are living on the financial edge, with no
What is life insurance? I’ve been told that I need life insurance but as I don’t have any children do I really need it? Life insurance is a simple product designed to provide a lump sum or monthly income payment on death. It is designed to provide your dependents with financial security on your
New Year’s Resolutions – how to give your finances a thorough health check this January It’s still January but I wonder how many of us made and stuck to our New Year’s resolutions. Instead of committing yourself to some elaborate resolution, which may be all but impossible to keep, why not think about taking
“I earn good money but never seems to have enough. Do you have any tops to help me get my spending in order?” Thanks for your question. The obvious answer is to get advice from a Financial Broker but in the meantime, here are a few suggestions of things to avoid. 1) Spend now,
Q. My child is starting college in a few years and I am worried about the costs. How much do I need and what are my options? College costs are rising, so you should consider starting to save now. The cost of putting a child through college is increasing. If you have young children,