The trend for couples to co-habit, rather than marry, has become increasingly more common in Ireland All other cohabiting couples are still treated as strangers for Inheritance and Gift Tax purposes. The stranger threshold for inheritance Tax is €16,750 (Feb 2012). Inheritances in excess of €16,750 are subject to tax at 33%.
Will you have to pay inheritance tax on the death of your partner?
Very few first-time parents are taking out or reviewing their life insurance policies. And that could be a terrible mistake.
First-time parents are taking a big gamble, many not taking out life insurance or reviewing their existing protection in preparation for the birth.
What’s perhaps most alarming is that it’s not simply a matter of cost. In fact, pre-baby spending is up with many admitting they had bought things they don’t need or use.
So why is ignoring life insurance such a potentially costly mistake?
Please see our latest newsletter. I hope you find it useful. Southeast Financial Services News Letter Q2 2014
Find out how to teach your kids about money...
How often have you told your kids that “Money doesn’t grow on trees”?
Your parents told you this every time you asked for extra pocket money, their parents did the same and now you find yourself yelling it at every request for money.
Most parents are worried about whether the next generation will be able to manage their own money. Many think it will be easier for their children to get into debt than it was for them, and some believe their children will be less able to handle money than they are.
Sort out your life insurance It’s important to make sure the person you love is adequately provided for, whatever happens to you. This means taking out life insurance – and also considering critical illness cover and income protection. Cover your rings! Your wedding rings are not only significant emotionally – chances are they cost a
1. Get organised
Gather together all your paperwork
If you’ve been sensible, all of your paperwork will be neatly filed
We all know taking out Life Cover is a good idea…
But sometimes with all the other demands on your
Cash Benefits When You Need Medical Treatment Have you noticed these days how even the most routine dental, optical or medical treatments can end up costing you money? Whether it’s for prescription drugs, to see a specialist or you need to stay in hospital overnight – they can all incur personal expense and leave you
Family Income Benefit: This is a frequently ignored form of life insurance, even though it offers appropriate cover for many people, and is cheaper than traditional forms of term assurance. A family income benefit policy will pay a monthly income to your loved ones, rather than a lump sum. This is a big selling
Health Insurance in Ireland AVIVA Health & why choose a broker? Consistently better prices across the plans Dealing with a local broker who will find the best available plan and be there when you need us. AVIVA Plans are less complicated and easier to understand AVIVA is a trustworthy brand with excellent track records