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Why getting financial advice now on mortgage rates is important!

Why getting financial advice now on mortgage rates is important!   Mortgage rates are shooting up and this has implications not only for day-to-day household budgets but it’s likely causing huge numbers of borrowers to struggle to pay their mortgages. This will not just affect those on tracker rates who, for the first time in

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What is life insurance?

What is life insurance?   I’ve been told that I need life insurance but as I don’t have any children do I really need it? ​Life insurance is a simple product designed to provide a lump sum or monthly income payment on death. It is designed to provide your dependents with financial security on your

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Should I switch mortgage now and what are the steps?

Should I switch mortgage now and what are the steps?   “Hey SEFS, I’m thinking of switching mortgage. Should I? What are the steps involved? – Get switching (or at least find out if it’s possible and worth your while) 1. We need to find out how much is owed on your existing mortgage, the

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How good am I with my money?

We are all different when it comes to money, we ask ourselves how can we be better with our finances, how can we afford to live the way we want to but save a little too?  we worry at times, should we be investing in the future or is it something to think about later

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