Remortgage / Debt Consolidation Simple Steps to Remortgage/Debt Consolidation Make contact with us We will show you how much you can save. We will arrange your paperwork, valuation etc and track your application online We will arrange your mortgage protection and home insurance at the most competitive premium Solicitor will arrange the cheque and
Equity release / Top Up Mortgage If you’re planning some home improvements then a top-up mortgage could be the solution for you. Whether it’s a new kitchen, bathroom or extending to get a little more room our mortgage advisors are available to help you today. How does it work? The amount you can borrow is
First Time Buyer Mortgages Ready to buy your first home? Knowing how to secure loan approval is really important as is getting the best deal. At Southeast Financial Services, you get expert advice from qualified staff. We will advise you on the best options to suit your needs and we will work with you through
Family Income Benefit: This is a frequently ignored form of life insurance, even though it offers appropriate cover for many people, and is cheaper than traditional forms of term assurance. A family income benefit policy will pay a monthly income to your loved ones, rather than a lump sum. This is a big selling
Term Assurance Also known as Level Term Cover – this life insurance policy is taken out for a specific term. The main difference between Level term life insurance and Mortgage Protection is that the level of cover does not reduce with term assurance. Example: Tom & Mary have two children under 4. They want to
Mortgage Protection Most home loans require mandatory life cover. This means if you die during the term of the mortgage, an insurance policy, is payable and repays your mortgage, ensuring you need not worry about the repayments. Premiums depend on age, health status, occupation, smoking habits and can vary from one insurance company to another.
How Much Life Insurance Do I Need? There is no exact “how much life insurance” figure that you should put in place so don’t worry about trying to calculate an exact amount. There are two ways to calculate how much life insurance you need: 1) Lump Sum Life Cover Life
There are many different types of cover. A brief summary is available on this site. Please contact us to get further details.
What is Life Insurance? Life insurance is a simple product designed to provide a lump sum or Monthly income payment on death. It is designed to provide your dependents with financial security on your death and ensure that they are not left with a shortfall in income. It can also be used to protect mortgage
Trading Up/Down Moving house? We will help you make it happen with a Trading Up or Down Mortgage. Why not let us do all of the work in arranging your finance so that you are free to go and hunt for your dream home. We will offer you free independent advice and access to many