Ask yourself:
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Sort out your life insurance It’s important to make sure the person you love is adequately provided for, whatever happens to you. This means taking out life insurance – and also considering critical illness cover and income protection. Cover your rings! Your wedding rings are not only significant emotionally – chances are they cost a
There are countless articles about getting the best mortgage deal, explaining how to do it right, from finding a product that meets your needs to bagging the cheapest rate.
But, in reality, there are probably half a dozen or more ‘right’ mortgages for most borrowers – all of which would be suitable, competitive and meet their needs. Even in this restricted, post-credit crunch mortgage market, there are still many homeloans out there to choose from.
What’s just as important as finding a deal that suits you is avoiding making an absolute clanger. It’s a case of borrower beware when it comes to taking out a mortgage, because getting it wrong can cost you thousands.
Below are five major mistakes that could lead you to the wrong mortgage:
A badly drafted or out-of-date Will can do more damage than no Will at all!
A Will is a vitally important thing to write. But an incorrect, badly drafted or obsolete Will can be a huge headache.
A Will is an expression of your wishes regarding the management and distribution of your estate after you die. It’s also a legal declaration in which you appoint one or more adults to manage your estate and transfer your property after your death.
Die ‘intestate’ (without a Will) and your property, personal possessions and other assets will be distributed according to intestacy law, rather than your personal wishes. Many believe that when they die, their spouse or partner will receive all their wealth and goods. Actually, this is not the case. In fact, without a Will, your assets are distributed according to a strict legal pecking order.
Many of us don’t take out enough insurance. It can be a costly mistake.
It is very easy to have too much insurance. Everyone, everywhere always seems to be offering you cover for this or that. But plenty of us go the other way, leaving ourselves short of cover when we need it most. Let’s take a look at three simple ways that you could leave yourself underinsured.
You may not have a minute to spare – but finding one to read this will be worth your while…
Becoming a parent will naturally cause you to evaluate your priorities, and protecting your family will undoubtedly be top of this list. There are thousands of new parents in Ireland right now going through the same wonderful life changing experience as you are, with Ireland currently in the midst of a Baby Boom, having one of the highest birth rates in the EU. (CSO 2012)
You can protect your family from as little as €1 a day!*
Many of us don’t take out enough insurance. It can be a costly mistake.
It is very easy to have too much insurance. Everyone, everywhere always seems to be offering you cover for this or that. But plenty of us go the other way, leaving ourselves short of cover when we need it most. Let’s take a look at three simple ways that you could leave yourself underinsured.
Buying insurance, but not enough
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