Q My New Year’s resolution was to finally clear some debt and get my finances in order but I’m already falling back into bad habits. Buying coffees, eating out and spending more than I earn. How can I ensure that this is a resolution I can stick to? A It’s still January but I wonder how many
Senior Mortgage Adviser / Trainee Mortgage Adviser Southeast Mortgages & Financial Services The Avenue, Gorey, County Wexford SEFS Ltd. t/a Southeast Mortgages & Financial Services were established in 2013 and have quickly become one of the most successful financial services companies in the Southeast. We are growing fast and now is your chance to get
Q I’m earning a good salary but I’m always running out of money way before the end of the month. I’ve always struggled to save. How can I fix this? By facing up to poor spending habits and setting yourself a budget you’ll find that not only does your money go further but you may even
Q My wife and I are hoping to buy our first home together soon but we are struggling to get a deposit together. As we are not First Time Buyers so don’t qualify for the HTB and are paying €1,250pm rent. Buying your first home is a major milestone and getting a step on the
Q My parents want to gift my children and their grandchildren a sum of money to be used for college fees etc. I believe it will be about €200pm each. I know my children are incredibly lucky and this could save me a lot of money in the future, I heard there could be tax implications.
Q I’m a first-time buyer looking for a mortgage but as I’m 42 years of age and on my own I’m finding it next to impossible to get approval for an amount sufficient to enable me to buy a home in my area. I have heard some lenders will now allow mortgages up to age 80
“Help. I’m well into my 30s and seem to be living from payday to payday. I’m barely paying bills and can’t seem to save any money at all. What is the best way to try get my finances in order?” Living payday to payday is a common challenge for many in their 30s. It can
I’m useless with money and can’t seem to save at all especially with the current price rises. How can I break this habit and save for items I need rather than borrow? A During the current cost of living crisis, we could all do with a bit more money. There are countless different ways to add
Q I have a mortgage with just over €250,000 remaining. It’s variable rate of 4.5% with 23 years remaining. This will bring me up to 66 years of age so I am thinking of paying extra off my mortgage to try and get the term reduced. I have about €100pm to spare but I heard that
Q My husband and I jointly own our home, which has a €118,000 mortgage left to pay. It has 18 years left and we have 10 months remaining on our current 1.95 per cent fixed rate. Our property is valued at about €315,000 and our equity is about €197,000 due to house prices rising in