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An Approved Minimum Retirement Fund (AMRF) and/or Approved Retirement Fund (ARF)     A Guaranteed Income for Life, or annuity, may be the right option for someone who needs their pension to provide them with a steady income in retirement. However, if your circumstances are such that you do not require a regular income for life

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Additional Voluntary Contribution We should all recognize the importance of saving during our working lives in order to provide a decent income in retirement. By reviewing your pension contributions regularly you can identify if you are saving enough to fulfil your retirement goals. If you want to boost your pension savings to provide a greater income in retirement

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