Top 10 queries financial advisers encounter on a daily basis – part two Welcome back to Part 2 of my series, where I provide information on the top ten most common queries myself and my colleagues encounter as busy financial advisers. Last week I covered Mortgages Protection, Life Assurance and Savings and Investments to name
Top 10 most common queries financial advisers encounter – part one of a two-part series! This is the first of a two part series, where I provide information on the top ten most common queries myself and my colleagues encounter as busy financial advisers. There will be something in this for everyone, but let’s
Im useless with managing money. Can you offer me some advice? Q I think I am useless with money and constant news reports about financial uncertainty and the rising cost of living etc. make me anxious. I would like to find a way to manage this anxiety and get help and information but I
I’m about to retire, but what is the best option to take with my personal pension fund? Q I’m due to retire soon and I recently received a maturity notice from my pension provider. They say it’s a personal pension and that I have the following options. Take 25% of the fund tax free and
Q I am in the lucky position of having a fixed rate of 1.95 per cent and have avoided all the recent interest rate increases, but that is due to change very soon as my fixed rate ends in November. While we are not struggling yet, I’m extremely worried as I can’t afford a big
Q It’s my 50th birthday soon and I’ve been working hard in various jobs for almost 35 years. I want to be in a position to retire by the time I’m 60. How can I make sure that can happen? A This answer is a long one. I’ll send you a list of the information
Why getting financial advice now on mortgage rates is important! Mortgage rates are shooting up and this has implications not only for day-to-day household budgets but it’s likely causing huge numbers of borrowers to struggle to pay their mortgages. This will not just affect those on tracker rates who, for the first time in
Q My partner and I saved diligently for a deposit so we could buy our first home. We have a respectable sum saved, but are getting confusing messages about whether now is a good time to buy. On one hand we hear the housing market is in crisis and we should buy when we can,
My partner and I are cohabiting, but what are the implications in terms of inheritance tax? Q My partner and I bought a house seven years ago and while we do not intend to marry we are in a committed long term relationship. We have taken out life cover but friends frequently advise we should
I’m worried about my mortgage repayments. What should I do if they rise? Q My mortgage repayment is rising all the time, it is beginning to cause me stress. When I asked my lender, I was informed I cannot fix the rate. I’m worried repayments will rise to a level I can’t afford. What happens