What cover do you need?

If your circumstances change, it is important to review your level of cover, the benefits you get and how much you are paying for them.

Reasons why you might want to change your life insurance policies:

• You have experienced changes in your life. For example, if you have had children, income has changed or taken out additional loans.
• You buy a new home.
• You have made a change to your mortgage repayments or find yourself in arrears. In these circumstances, you should contact your insurance provider as soon as possible to let them know about any changes in your mortgage repayments and see if this has any impact on your policy.   
• You let your original policy lapse.