How do I learn to budget better and get my saving and spending under control? Q I’m finding it difficult to budget at the moment with the constant changes to prices, interest rates and so called expert opinions on what’s going to happen. How can I budget better and try get both my spending
What is Life Insurance? It’s true that not everyone needs life insurance, however, if someone would be adversely affected by the loss of your income should you die, then you really should have some cover in place. Life insurance is a simple product designed to provide a lump sum or Monthly income payment on death.
To us all living in the moment and enjoying life seems to be our primary focus, and with good reason. No one should morbidly reflect on the ‘what if’s’ , conjur up disasters that may never happen or worry constantly that something awful will befall us or our family. But like everything in life, balance
Chances are you were never informed that you can save up to 41% on your life cover. This is one of
the best kept secrets in the insurance world.
We all know taking out Life Cover is a good idea…
But sometimes with all the other demands on your income such as mortgage payments, utility bills, holidays, school fees, the weekly grocery shop… it can be hard to see how to budget for Life Cover. However, there is a solution available that delivers the peace of mind that comes from knowing that these expenses can be covered should you die. In fact, it can cost up to 41% less than a regular Term Assurance policy.
If you want some cover in your older years, it’s important to choose your insurance carefully or you could end up out of pocket. If your mortgage’s paid off, you’ve built up a decent savings pot for retirement and the kids are leaving home, you could argue there’s no need for life insurance anymore. But if your
Term Assurance Also known as Level Term Cover – this life insurance policy is taken out for a specific term. The main difference between Level term life insurance and Mortgage Protection is that the level of cover does not reduce with term assurance. Example: Tom & Mary have two children under 4. They want to
Mortgage Protection Most home loans require mandatory life cover. This means if you die during the term of the mortgage, an insurance policy, is payable and repays your mortgage, ensuring you need not worry about the repayments. Premiums depend on age, health status, occupation, smoking habits and can vary from one insurance company to another.
What is Life Insurance? Life insurance is a simple product designed to provide a lump sum or Monthly income payment on death. It is designed to provide your dependents with financial security on your death and ensure that they are not left with a shortfall in income. It can also be used to protect mortgage