Blog and News

Your health is your wealth. Or is it?

With the lifetime community rating (LCR), now in place, it is thought that between 75,000 and 100,000 people signed up ahead of last Thursday night’s deadline*. It’s reported there was an even split between people buying quality health cover and those buying a cheap, entry-level plan.

It’s worth bearing in mind that not having private health insurance does not mean that you can’t get access to top quality healthcare if you want. If you’re willing to bear the full costs of treatment, then you can have all the top quality healthcare you want, when you want. It’s just that many people could never afford it.

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New Health Insurance Rules from 1/05/2015 (LCR)

What is Lifetime Community Rating (LCR)?

In Ireland, everybody is charged the same premium for a particular health insurance plan, irrespective of their age, gender and the current or likely future state of their health. This is called community rating.

On the 1st May 2015, the government will introduce Lifetime Community Rating legislation. Under Lifetime Community Rating (LCR), community rating is modified to reflect the age at which a person takes out private health insurance. Late entry loadings are applied to the premiums of those who join the health insurance market at age 35 or over.

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Medical Cash Plan

Cash Benefits When You Need Medical Treatment Have you noticed these days how even the most routine dental, optical or medical treatments can end up costing you money? Whether it’s for prescription drugs, to see a specialist or you need to stay in hospital overnight – they can all incur personal expense and leave you

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Health Insurance in Ireland

  Health Insurance in Ireland         AVIVA Health & why choose a broker? Consistently better prices across the plans Dealing with a local broker who will find the best available plan and be there when you need us. AVIVA Plans are less complicated and easier to understand AVIVA is a trustworthy brand with excellent track records

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